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FAQs on the 2026 One (1) Month Salary Credit
One (1) Month Salary Credit

LEVEL

SALARY CREDIT

Rank & File

P 20,000  or actual salary

Supervisor

P 40,000

TSO/Asst. Manager

P 80,000

Department Manager

P 100,000

Senior Manager

P 200,000

Executive

P 500,000

Amnesty Program 2026

1. Who are qualified to avail of the Amnesty Program?
All active regular employees of accredited member companies under the SM Group of Companies who resigned from SM SLAI from 2021 and prior are eligible to re-apply as members.
FAQs on the 2025 BERYL LOAN 
How is the interest computed?
DETAILS YEAR 1
 TERM LOAN
(12% interest p.a)

YEAR 2

SALARY LOAN
(10% interest p.a)

LOAN AMOUNT

100,000.00  112,000.00
INTEREST

12,000.00  11,200.00
TOTAL LOAN AMOUNT

112,000.00  123,200.00
AMORTIZATION

NONE 5,133.33
REMARKS

No deduction for 1 year First deduction for July 2026
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